Smart Payments for Shared moments

Whether it’s helping a friend, supporting a cause, or planning something unforgettable — chip in and move as one.

Approve spending as a group, track every contribution in real-time and pay using a virtual group card — easy, fair, and transparent.

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Designed for Togetherness

Powerful features to make group spending simple, transparent, and fair—whether it’s travel, gifts, or pizza night.

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Group Cards

Issue virtual cards for your group that everyone can contribute to and use—with real-time tracking and controls.

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Smart Expense Splitting

Automatically split bills evenly or by percentage, fixed shares, or custom amounts—flexible for any situation.

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Secure Approvals

Set rules for group spending approvals, even require multiple admins for larger payments. Total transparency, no surprises.

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Tap & Pay

Use your group card with Apple Pay or Google Pay in stores—perfect for travel, events, or shared errands.

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Real-Time Activity & Logs

See every expense, contribution, and approval in a clear timeline with downloadable reports for accountability.

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Fund a Cause

Pool funds to support charities, friends, or local causes — all in one place.

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Whether it’s a trip, event, or shared goal — creating a pool is easy and fun.
  • Create a Group
    Name your group, set a purpose, suggest a budget in seconds.
  • Send Invites
    Invite by contact or share a link. Anyone can chip in
  • Set the Goal or Expense
    Choose how much you need and what it’s for — a gift, trip, dinner, or charity.
  • Split it Your Way
    Equal split, custom amounts, or percentages — it’s totally up to you.
  • Issue a Group Card
    Get a virtual card instantly for your group, with built-in spend controls and administrative approvals.
Securely pool funds and spend as a group — online or in-store.
  • Contribute with Ease
    Pay your share securely using a saved visa/master card.
  • Track in Real Time
    See who’s chipped in, what’s left, and how funds are flowing — transparently.
  • Set the Goal or Expense
    Choose how much you need and what it’s for — a gift, trip, dinner, or charity.
  • Tap & Pay as a Team
    Use your group card to pay online or in-store — approvals built-in, peace of mind guaranteed.
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Adaptable pricing, outstanding value.

Whether you're an individual, a small team, or a growing enterprise, we have a
plan that aligns perfectly with your goals.

$0.00

Per Month

$0.00

Per Year

Pay As You Go

Create your first group, split expenses with ease, and access one shared card for the basics. Ideal for roommates, friends, or casual fundraisers.

  • Unlimited Group Wallet Creation
  • Up to 5 Members per Pool
  • Minimum Opening Pool Balance of $100.00 USD
  • 1 Virtual Card Access per Group
  • All Group Admins Must Approve Transactions
  • Activity Planning
  • 30 Days Limit for Transaction Export
Get Started
Save 8%

$5.00

Per Month

$57.00

Per Year

Standard

Designed for active groups. Customize approval rules, issue multiple cards and start recurring payments. Great for clubs, teams, and small communities.

  • Unlimited Group Wallet Creation
  • Up to 15 Members per Pool
  • Minimum Opening Pool Balance of $250.00 USD
  • Up to 3 Virtual Card Access per Group
  • Custom Configurations for Transaction Approvals
  • Activity Planning
  • 6 Months Limit for Transaction Export
  • Add Expenses Using the Receipt Scanning OCR
Get Started

$10.00

Per Month

$114.00

Per Year

Premium

Unlock advanced controls, geo-based spending, real-time approvals, and support for fundraising events or group campaigns. Ideal for large families, travel crews, or community organizers.

  • Unlimited Group Wallet Creation
  • Up to 50 Members per Pool
  • Minimum Opening Pool Balance of $500.00 USD
  • Up to 10 Virtual Card Access per Group
  • Custom Configurations for Transaction Approvals + Geolocation Spending Controls
  • Activity Planning
  • Full Transaction Export Per Group
  • Add Expenses Using the Receipt Scanning OCR
Get Started

Excited About Chip'n In

Join our early access list and be among the first to experience seamless group payments, shared cards, and smart expense tracking.

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Smart Payments For Shared Moments

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Need Support?

custserv@chipin.ky

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